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Easy Approval

In these unprecedented times, your credit score may have been impacted. Here at Stephen Wade, we understand and will get you approved no matter what.

A Simple Process


Minimal Information

You provide minimal information in our secure/quick form.


You're Pre-Approved

Our credit specialists get you pre-approved quickly.


Qualified Vehicle

Choose a vehicle from a list of pre-approved vehicles that we give you.

Your Credit Score is Safe

Pre-approval does not affect your credit score during the shopping phase. Apply online for pre-approval and know your credit score won't be hurt.

You've Got it made at stephen wade


Save Time

Get pre-approved online and reduce the time spent at the dealership.


Stress & Hassle Free

We provide a family environment and make this an easy process.


Be Flexible

Do your shopping online, at the store, or a hybrid of the two.

Guaranteed Approval

Stephen Wade Auto Center has the best banking relationships here in Southern Utah—whether you have good, bad, or no credit we get you to the right lender.

No surprises. Know what you can spend.

We give you a peace of mind on what you are able to purchase so you can shop with confidence.


Don't miss out on this opportunity

Stephen Wade gets any customer approved. With a vast ranging selection of cars you can count on us to have a vehicle you'll love.